Sphere Partners

Technology That Powers Modern Finance

From core banking modernization to AI-driven risk analytics, Sphere helps financial institutions move faster, stay compliant, and deliver exceptional client experiences — without sacrificing security or stability.

Engineers reviewing code on multiple monitors

Creating Technology That Empowers Financial Firms

The financial services industry is witnessing rapid transformation fueled by today’s ever-changing market conditions, technological advancements, rising customer expectations, and evolving regulatory frameworks. It is extremely fast-paced, with a new industry-defining disruption seemingly developed everyday.

We navigate our clients through this time of disruption by creating innovations that will truly make an impact on their business. Through our fintech consulting expertise, We leverage the latest technology in generative AI, predictive data and integration solutions to make financial technology solutions that can stand the test of rapid disruption. Our deep categorical expertise in the sector allows us to not just follow trends, but identify yet-to-be realized opportunities in finance that will advance our clients’ vision.

Enable Agile Innovations That Respond to Market Trends

Integrate Legacy Financial Systems With Modern Applications

Improve Customer Experience With AI and Advanced Technologies

Accurately Analyze Financial Trends With Predictive Analytics

Meet Industry Regulations and Compliance

Enhance Operational Efficiency Through Cloud and Automation

Fintech Consulting That Pay In Dividends

From software for optimizing portfolio management to improving financial data analytics, our financial technology solutions are designed to deliver returns and contribute to your long-term success.

Data & AI for financial services

Data & AI

Architect scalable data pipelines and optimize financial data for real-time decision-making. Enhance risk assessment, fraud detection, and customer insights with AI-driven solutions.

Software engineering for financial services

Software Engineering

Build secure, high-performance financial applications tailored to your business needs.

Staff augmentation for financial services

Staff Augmentation

Scale your engineering team with top-tier financial software developers, data experts, and AI specialists.

Cloud & DevOps for financial services

Cloud & DevOps

Modernize your financial infrastructure with cloud-native architectures and automation.

Code audit for financial services

Code Audit

Ensure the quality, security, and efficiency of your code through comprehensive audits. Identify potential vulnerabilities and optimize your software for peak performance.

Organizations around the world trust us

ideel
JFrog
Clearcover
91 Seconds
PHC
NextCapital
DigitalOcean
Enova
bp
Groupon
CreditNinja
Navy Pier
DoorDash
Gett
Experify
ideel
JFrog
Clearcover
91 Seconds
PHC
NextCapital
DigitalOcean
Enova
bp
Groupon
CreditNinja
Navy Pier
DoorDash
Gett
Experify

Discover the Potential Cost Savings and Efficiency Gains for Underwriting

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IT for Financial Services: Use Cases and Applications

With more than 20 years of experience serving financial services clients, we’ve developed some of the industry’s most noteworthy use cases. Review a selection of innovative financial services applications that our in-house engineering experts have successfully enabled.

Credit Loan Management Systems

Credit Loan Management Systems

Our software engineers and project managers can develop a robust and secure credit loan management system, tailored to the specific needs of financial institutions. Through our expertise, we can implement advanced algorithms for risk assessment, automate loan processing, and enhance data analytics to optimize decision-making and streamline the entire loan management process.

Integrations with External or Legacy Financial Applications

Integrations with External or Legacy Financial Applications

Establish the technical foundation to enable seamless and rapid integration with external data vendors for data exchange and collaboration. We design and implement robust data integration strategies, enabling the seamless flow of information across previously separate systems.

Interoperability Planning from M&A Activities

Interoperability Planning from M&A Activities

We excel in facilitating smooth interoperability planning for fintech companies during mergers and acquisition activities. Leveraging our expertise in integrating diverse systems and data sources, we ensure a seamless transition, harmonizing processes, and optimizing data exchange to unlock the full potential of the combined entity.

Loan Underwriting Decision Engines

Loan Underwriting Decision Engines

We design and build sophisticated algorithms that analyze vast volumes of data, providing valuable insights into borrowers’ creditworthiness and risk profiles. By tailoring the decision engine to the specific needs of each fintech client, we ensure seamless integration with their existing systems, automating the loan underwriting process and accelerating decision-making.

Fraud Detection and Prevention Systems

Fraud Detection and Prevention Systems

Our team specializes in developing advanced fraud detection systems that use machine learning algorithms to monitor transactions in real-time. By identifying patterns and anomalies, we help financial institutions prevent fraudulent activities and reduce financial risks. These solutions seamlessly integrate with existing banking systems, ensuring high security.

Automated Compliance and Reporting Systems

Automated Compliance and Reporting Systems

We design automated compliance and reporting systems that help financial institutions stay up-to-date with regulatory requirements. Through streamlined workflows and automated data collection, our solutions reduce the time and cost associated with compliance tasks. Real-time monitoring and reporting ensure that financial organizations can respond quickly to regulatory changes and maintain compliance with ease.

Ready to Modernize Your
Financial Operations?

Bring clarity, speed, and intelligence to your financial systems with Sphere’s fintech expertise.

Fintech Consulting

The financial industry’s most complex challenges often demand tailored technology solutions. Whether it’s managing diverse data sources or facilitating seamless system integrations, we’ve developed specialized fintech consulting services to address the needs of financial services companies in the most effective way.

Systems integration

Systems Integration and Harmonization

Seamlessly consolidate operations to achieve a unified, automated infrastructure free of silos and inefficiencies.

Custom integrations

Custom Integrations and Middleware Support

Automate connectivity between otherwise complex, disconnected applications and services.

End-to-end data management

End-to-End Data Management

Seamlessly connect disparate systems, ensure data integrity, and empower your lending institution for success.

AI-Powered Onboarding Platform Helps PetroLedger Save $1.2M Annually

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Sphere built a generative AI onboarding platform that cut ramp-up time by 120% and saved $1.2M annually.

AI-Powered Onboarding Platform Helps PetroLedger Save $1.2M Annually

Test Automation Cuts Mobile QA Time

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Sphere built a custom test automation framework for OneMain’s loan app, accelerating QA cycles and freeing up internal dev resources.

Test Automation Cuts Mobile QA Time

Team Velocity Up with Kotlin Migration

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Sphere augmented Clearcover’s engineering team to build APIs and migrate from Ruby to Kotlin, boosting velocity and reducing operational costs.

Team Velocity Up with Kotlin Migration

.NET Migration Cuts Bugs, Speeds Dev

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Sphere helped Pangea migrate to .NET Core and Docker, reducing bugs and enabling faster development with modern libraries.

.NET Migration Cuts Bugs, Speeds Dev

Customer

Voices
Lee Ebreo

Lee Ebreo

VP of Engineering at Credit Ninja

These things would not have been achievable if we did not build our own in-house system and if we did not partner with Sphere to help us achieve our goals.

Selah Ben-Haim

Selah Ben-Haim

VP of Engineering at Prominence Advisors

Our experience with Sphere and their team has been and continues to be fantastic. We keep throwing new projects at them, and they keep knocking them out of the park (including the rescue of a project that was previously bungled by another vendor).

Ben Crawford

Ben Crawford

Senior Product Manager at Enova Financial

I would expect to be delighted. It's been a really positive experience, working with Sphere, and I would expect you to have the same.

Mark Friedgan

Mark Friedgan

CEO at CreditNinja

Sphere consistently prioritizes the needs of their clients, demonstrating both agility and teamwork. As an offshore team, they have been an integral part of our organization and we plan to continue growing with them.

René Pfitzner

René Pfitzner

Co-Founder at Experify

Sphere provided excellent full-stack development manpower to augment our team and help push our product forward. They are easy to work with, tech-savvy and proactive.

Bruce Burdick

Bruce Burdick

Chief Information Officer at Integra Credit

We've been working with Sphere and its excellent consultants since our founding. I've found that they are true partners in the success of our business.

Jemal Swoboda

Jemal Swoboda

CEO at Dabble

The resources and developers that Sphere Software provides are skilled and have the required technical expertise, but more importantly, they have helped us build a culture of excellence within our team.

Arthur Tretyak

Arthur Tretyak

Founder and CEO at IntegraCredit

With Sphere, we were able to migrate in half the time it would take to train an additional FTE… and for a fraction of the cost. Our experience with Sphere has been exceptional.

Lee Ebreo

Lee Ebreo

VP of Engineering at Credit Ninja

These things would not have been achievable if we did not build our own in-house system and if we did not partner with Sphere to help us achieve our goals.

Selah Ben-Haim

Selah Ben-Haim

VP of Engineering at Prominence Advisors

Our experience with Sphere and their team has been and continues to be fantastic. We keep throwing new projects at them, and they keep knocking them out of the park (including the rescue of a project that was previously bungled by another vendor).

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Sphere in Numbers

We understand that actions speak louder than words and numbers but here are some key facts about us.

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Years of Excellence

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Projects Delivered

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Countries

Globally diverse, community-focused

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Clients

top 20 average 8+ years

Contact our BFSI Experts

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Our Technology Partners

We believe in the power of collaboration. As a Fintech Consultancy, we work alongside industry-leading technology providers to bring the most reliable and innovative tools into your operations. Our partnerships combine advanced platforms with our deep domain expertise, ensuring that every solution we deliver is strategic, secure, and built for measurable results.

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Frequently Asked Questions

Compliance is embedded from the start — not treated as a final gate. Our architects are familiar with SOX, BCBS 239, DORA, and SEC frameworks. We maintain audit trails throughout delivery and work closely with your compliance and legal teams.
Yes. We are vendor-agnostic and have experience integrating with major core platforms including Temenos, Finastra, FIS, and Fiserv, as well as bespoke in-house systems. We design for interoperability.
We follow SOC 2, ISO 27001, and financial-sector best practices including encryption at rest and in transit, role-based access controls, and continuous security monitoring. We can operate within your existing security framework.
Scope determines timeline. A focused API layer modernization can be delivered in 3-6 months. A full core migration in a large institution is typically a multi-year program delivered in discrete, value-generating phases.
Yes. Through our Talent on Demand service, we can embed vetted financial technology engineers, data engineers, and solution architects directly into your delivery teams for as long as needed.

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